Category Archives: Self Improvement

Who Is The beneficiary Of Nigeria – Christians or Muslims?

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Debunking the claims of the Christians that “Islamic Banking” is a way to Islamize Nigeria, the Muslims claim that their voices have not been heard over the years in the activities of Nigerian government especially, in policy making, because according to them, Nigerian government has been operating on the English Christian Laws. The question that most Nigerians have not failed to ask as a result of this unsubstantiated claim is, “When did English Laws translate into Christian Laws?” English Laws, as we know, came as a result of British colonization of Nigeria, not through religious (Christian) imposition. It should be noted here that the Christians in Nigeria are not at home with everything in the Nigerian Constitution because, there are so many things in the law that run contrary to Christian ethics. In other words, Christians and Muslims should learn to accommodate the plurality of the Nigerian political territory and desist from unwarranted utterances that could cause chaos. Everybody (no matter the tribe, or religion) is needed in building an united Nigeria. Christians and Muslims are expected to live in peace with one another.

The claim that the concept of “Islamic Banking” is ominous is an understatement, because it is truly not in the homelandal interest. A critical look at the nomenclature tells us that Islam takes the credit of banking reformation in Nigeria even when all the people working day and night in building the solid banking system are not Muslims. As a person, I have always liked people initiating good projects and programmes that will not only unite Nigeria but help in taking her to the next level. This system of “non-interest” banking as advocated by the leadership of Nigeria’s apex bank is a welcome idea, but the religious colouration of it is not proper. In other words, the apex bank should develop a listening culture where people’s contributions in the way it runs the activities of the banking sector should be valued. This will kill the idea of a section of the country raising shoulders over and above the others for having their names written in gold, even when the hand holding the pen and the paper belongs elsewhere.

However, the idea of one’s voice not being heard in a community like Nigeria suggests selfishness. Nigeria belongs to all of us and contributing to its growth should always be a collective work. This is why removing the religious colouration from this system of banking will go a long way in safeguarding against any form of discrimipolitical territory, as the approach of the apex bank is a poor demonstration of sensitivity to the unity of Nigeria. The government should as a matter of urgency, suspend the action of the apex bank until a compromise is reached, since the idea of an “Islamic Banking” for a country like Nigeria is capable of playing one religion against another. Also, having studied the issue at hand, the government as well as the apex bank should consider the following as a way out:

1. A better, but unifying nomenclature should be adopted and the concept of “Islamic Banking” dropped hence it is capable of over-heating the already charged political and religious atmosphere of the country. It will also help in uniting all the different religious groups without engendering jealousy or religious bickering.

2. New banks should be established which will completely carry out the Islamic Banking System. This will create the needed difference from the already existing system of banking operation in Nigeria. This idea is also healthy because it will give room for competition and enhance customer’s banking choice.

3. Government should create room for religious organizations to participate in the banking sector by way of owning and managing banks to their own tastes and standards. This will help in creating an enabling environment for those who hide under the cloak a country to champion or further the course of a particular religion to have a level playing ground that will expose their expertise in handling financial matters.

4. If the establishment of new banks is not possible at the moment, already existing banks will be given the option of choosing between the present banking system and the proposed “non-interest banking” system. This will alleviate the fear of imposing a particular religion over a right thinking and free citizens of Nigeria.

Nigerians should understand that the communityality of this country is not built on a particular ethnic or religious group, therefore, learning to accommodate one another means that issues of homelandal interest should always be weighed against all odds before they are adopted or implemented. However, the accusations and counter-accusations from these religious bodies should be put to rest because they are truly unhealthy to our cooperate existence. Nigeria belongs to neither the Christians alone nor to the Muslims alone. Let us learn to love, cherish and accommodate one another. God bless Nigeria!

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Who Owns Nigeria – Christians or Muslims?

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Nigeria, a country blessed by the Almighty God, is made up so many parts. All of these parts are associated with one form of religion or the other. However, there are two prominent religions that are practiced by the larger population of the country – Christianity and Islam. For obvious reasons, these religions have been struggling to maintain a leadership position or superiority over the others.

The government at the centre has always been watching the religious drama as it unfolds on daily basis. Most leaders have often been tempted to take sides with the ugly development thereby soiling their hands in the murky waters of religious extremism. In places, where the Christians are in majority, Muslims cry foul, alleging marginalization and same thing happens in places where the Muslims are in majority. In such areas, introducing oneself as a member of one religion where the other is in majority is to say the least, creating animosity.

In situations as bad as this, the central government is expected to remain neutral and unbiased arbitrator in matters of this nature. A perfect example is the seizure of all the Christian (Mission) schools by the Federal Republic of Nigeria years back. It should be noted that, the Federal Government of Nigeria acted in line with true “federalism”, the nature of these schools notwithstanding. Nationals who do not subscribe to the Christian religion will be free to acquire Western Education without engendering religious jealousy. Though, without apology, the Federal Government of Nigeria, it should be noted, acted in the interest of national unity to create an environment where Muslims and Christians will feel free in a plural society, attend the same school, and interact socially, without being maligned.

The on-going debate on the government’s introduction of “Islamic Banking System”, which has already put the two religions (Christianity and Islam) at loggerhead is an issue that calls for public attention. The Nigerian Banking Sector which has been experiencing myriads of reform policies lately, which are carefully initiated and carried out in its leadership position, has not witnessed the kind of heat this new reform is generating.

Right thinking Nigerians have remained apprehensive over the issue due to the power of religion to create division. The planned introduction of Islamic banking model into the Nigerian financial landscape is one of the issues that have raised so much dust as result of the term “Islamic” that is attached to the name. The things that happen in this country on daily basis have made the proponents of a single and indivisible nation under the name “Nigeria” to have a rethink. As a result, there is a debate on the issue of “nomenclature” whether or not the proposed non-interest banking should maintain the name “Islamic Banking”. Pundits have said that the term “Islamic Banking” will only succeed in stoking the fires of mutual distrust in a peculiar religion-sensitive environment like Nigeria

The on-going debate which has actually generated so much trouble. The Christians in one hand, are accusing the Muslims of enjoying cheap popularity by allowing the government to place Islam above and against other religions in the country, especially on their purported bid to Islamize Nigeria (see Daily Trust, Monday July 4, 2011, page 30 and Thursday July, 7, 2011, pages 26-27). The Muslims, on the other hand, are accusing the Christians of being ignorant and at the same time, deviating from real Christianity, if they agree with the present Nigerian banking system that promotes extortion.

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How To Produce Free Electricity At Home – 30 videos show you In What Way Or Manner

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When talking about how to Produce free electricity, most people start to think of solar panels. It is not surprising since it is probably the most common way to produce free electricity to your home. Solar panels is made up of photovoltaic cells that convert light energy into electrical energy. Simply put, light from the sun hits the photovoltaic cells which will start producing voltage. Since the voltage that each cell produce is rather small, cells are connected in series or in parallel. The advantage of solar panels is that it is environmentally friendly and unlike most other energy sources, solar panels draw energy from the sun so the source is infinite. The disadvantage of solar panels is that it is expensive and it will not produce that much energy. You will see a link at the end of this article that will dirrect you to the main site where you will find 30 videos sin what way or manner you how-free electricity really is..

Another way to produce free electricity in the home is to use a wind generator. As the name implies it is a way to convert wind energy into electrical energy. Wind generators consists of a dynamo that is connected to a turbine that is rotated by the wind. The main advantage of a wind turbine is similar to the solar panel it will not harm the environment. Another advantage is that, again just as the sun panel, you will always have access to energy because the wind will not “run out”.

A third way to produce Free Electricity at home is to use a residual magnetic force generator. This is basically a magnetic generator that uses magnetic force to indulge perpetual motion. The main advantage of a zero magnetic force generator is that it only uses a small amount of space, it’s cheap to build one yourself if you want to, and it supposedly works in all conditions, whether extreme cold or extreme heat. An important point about homemade energy is in what way or manner to store it. As the sun doesn’t always shine in addition to the wind does not blow all the time you need a way to store the energy the different types of equipment produce when it is used.

There are several viable options to produce free electricity. Creating your own free electricity. It’s just a matter of some research, some trial and error, in addition to of course some patience before you can generate practical amounts of electric energy. Information like this will help you more Learn more about producing energy.
For taking your precious time to read this article, I’ll sin what way or manner you how I produce 1/8 of my electricity in addition to also give a free link to “30 videos show in what way or manner easy it is to Produce free electricity”

In what way or manner to Produce Your Own Electricity?

1. My Own Experience with Generating Free, Green Energy
After exploring the possibility of making free electrical power, I finally stumbled upon a training video and guide package that taught me how to build my own renewable energy systems easily. Readers can choose to build either the wind system or the solar energy system, both great at producing free electricity. If the environmental conditions around your house permit, you can even choose to build both to generate excess electricity that can be sold back to the power company for profit.

2. How to Produce free electricity from Wind Turbines
This is another great alternative for people living around areas that are windy. Harnessing wind is very affordable and can start running as long as there is only a gentle breeze. The turning motion of the blades creates kinetic energy that turns the generator which in turn produces electrical power.

3. How to Produce free electricity with Solar Panels
Solar energy is another great source that I have learned to harness by building solar panels. They are easy to build and guaranteed to work in areas that receive sunlight regularly. Both these systems described above can be built easily in addition to cheaply using the training materials that you can find out more about at my website link below. Do you want to Generate Your Own Electricity?

Check out how I produce Free electricity In addition to 30 videos show how easy it is to Produce Free Electricity

How Men can be Stylish?

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These days going to the local shopping centre there is nothing worse than seeing the majority of the male population in old trainers, cheap tracksuit bottoms, a sweatshirt and either a hoodie or a cap (and we’re not just talking teenagers here !). The only thing that this look has going for it is that it is cheap, both in financial terms and in look terms.

Somehow we seem to have gotten into a trait of thinking that looking good requires lots of money, time and expertise and have opted for cheap stuff, since the ‘good stuff’ is off-limits to us. However, this notion is completely wrong and must be changed! We all have different skin tones and colours. Not all colours of clothing and accessories ‘flow’ well. First, we should find out what our skin tone is, then buy clothes and make colour combinations accordingly. This will instantly draw attention to our appearance.

There are simple things that we may not have thought about but can change the way we look. No, it does not always require money to change our appearance, as there are some simple everyday stuff which when changed will make us look better. A change of attitude will instantly change how we look. Consider vanity, it is not such a bad thing when we consider it. A little vanity can actually be good for us. Learn to take care of how we look, eat healthy and exercise daily to make ourselves look better.

Studies have also been conducted which show that peers who are good-looking or even decently attractive, earn more because they develop a self-confidence about themselves which helps them in their workplace. Clothes make a lot of difference to the appearance and we need new clothes to wear occasionally but they will make us look unattractive if they are ill-fitting and baggy. They may have looked good when you purchased them but now they have become old and worn out and they only make you look unattractive.

So, clean your wardrobe of these ill shaped clothes and throw them or give them out to the needy. Now that you are done cleaning out the wardrobe, there is a very important thing to remember when you plan to buy a new set of clothes. Remember that quality is always better than quantity. Clothes that look good on you, even if they are few, are an asset to your appearance while having plenty of clothes and nothing good to wear is not goingto help your cause. Another thing to remember is that it is of the utmost importance that you know your size well. Most of us usually have no clue about our correct size and end up buying clothes that are a little big for us. Refrain from buying your trousers half an inch bigger because you think you might need it in the future, just in case. Clothes that fit perfectly on you are the ones that will make you look good. So, remember that it is not money, that will make you look attractive, but purchasing good fitted clothes which will enhance your looks and make you look stylish

Need some more tips? Simply, click here and turn yourself into a highly respected and stylish man!

 

 

Discover How to Stop Procrastinating *Permanently* in Just 21 Days or Less and Finally Become the Productive Person You’ve Always Wanted To Be!

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One of the most common problems is procrastination. We know what we want to do and should do but still we end up spending hours upon hours doing “easier” work or escaping via TV, blogs or music.

Now, nothing wrong with a little escape from time to time but if you procrastinate too much you will not get the most important things done and you will also send yourself into negative spirals where your self-esteem plummets and you spend your days in a vague negative malaise.

So what can you do? Here are 7 timeless tips to help you to stop procrastinating and start living your life more fully.

1. Stop thinking. Start doing.

“To think too long about doing a thing often becomes its undoing.”
Eva Young

A bit of planning can certainly help you to achieve what you want to achieve. A lot of planning and thinking tends to have the opposite effect.

You think and think and try to come up with “the perfect plan”. A plan where you don’t have to make mistakes, where you will never be rejected, where there will be no pain or difficulties. Such a thing does of course not exist. As long as you work on that plan you can protect yourself.

2. Don’t blow a task out of proportion.

“If you want to make an easy job seem mighty hard, just keep putting off doing it.”
Olin Miller

”Putting off an easy thing makes it hard. Putting off a hard thing makes it impossible.”
George Claude Lorimer

By over thinking and putting things off you are not only trying to protect yourself from pain. You also make mountains out of molehills. The quotes above are so true it isn’t even funny. The more hours and days you put something off the worse it grows in your mind.

By simply dwelling on it, so it expands in your mind and since you are putting it off you are probably thinking about it in a negative way. This makes a little thing a big Godzilla, a horrible beast that is threatening to ruin your life.

So plan a little and then take action.

Often you don’t even have to plan, you have been there before and you know what needs to be done. So stop thinking and just do it no matter how you feel and what you think. How you feel right now changes as quickly as the weather so it’s not the perfect guidance system. You don’t have to obey what it says (it’s not chains made of iron). You can just do what you know is right anyway.

3. Just take the first step.

“You don’t have to see the whole staircase, just take the first step.”
Martin Luther King, Jr.

When you start to look too far into the future any task or project can seem close to impossible. So you shut down because you become overwhelmed and start surfing the internet aimlessly instead. That is one of the reasons why it is good to plan for the future but then to shift your focus back to today and the present moment.

Then you just focus on taking the first step today. That is all you need to focus on, nothing else. By taking the first step you change you mental state from resistant to “hey, I’m doing this, cool”. You put yourself in state where you become more positive and open, a state where you may not be enthusiastic about taking the next step after this first one but you are at least accepting it. So you can take the next step and the next one after that.

The thing is, you can’t see the whole staircase anyway and it will shift and reveal itself along the way. That’s why the best of plans tend to fall apart at least a bit as you start to put it into action. You discover that your map of reality doesn’t look like reality.

4. Start with the hardest task of your day.

“Do the hard jobs first. The easy jobs will take care of themselves.”
Dale Carnegie

Maybe you have an important call to make that you also fear might be uncomfortable. Maybe you know you have gotten behind on answering your emails and have big pile to dig into. Maybe you have the last five pages of your paper to finish.

Whatever it may be, get it out of your way the first thing you do.

If you start your day this way you will feel relieved. You feel relaxed and good about yourself. And the rest of the day – and your to-do list – tends to feel a lot lighter and easier to move through. It’s amazing what difference this one action makes.

5. Just make a decision. Any decision.

“In a moment of decision, the best thing you can do is the right thing to do, the next best thing is the wrong thing, and the worst thing you can do is nothing.”
Theodore Roosevelt

We feel bad when we sit on our hands and don’t take action because it’s unnatural. The natural thing is to be a decisive human and take action.

When you procrastinate you want to do something but you don’t take the action that is in alignment with that thought. You become conflicted within.

What you do always sends signals back to you about who you are. Sure, doing affirmations where you say to yourself that you are confident can help you but taking the confident actions you want to take over and over again is what really builds your self confidence and a self-image of you being a confident person. When you procrastinate you lower your self esteem and that too sends signals back to yourself that you are an indecisive person.

6. Face your fear.

“Procrastination is the fear of success. People procrastinate because they are afraid of the success that they know will result if they move ahead now, since success is heavy, carries a responsibility with it, it is much easier to procrastinate and live on the “someday I’ll” philosophy.”
Denis Waitley

I think this is true. It’s easier to live on that “someday…” thought. It’s harder to just take action. To risk looking like a fool. To make mistakes, stumble and not avoid that pain. To take responsibility for your own life. The easier choice can come with a sense of comfort, with a certain level of success, pangs of regret for all the things you never dared to do and a vague sense of being unfulfilled. You wonder about what would have happened if you had taken more action and more chances.

The harder choice gives you, well, who knows? It will at least certainly make your feel more alive.

7. Finish it.

“Nothing is so fatiguing as the eternal hanging on of an uncompleted task.”
William James

“Much of the stress that people feel doesn’t come from having too much to do. It comes from not finishing what they started.”
David Allen

Not taking the first step to start accomplishing something can make you feel bad but not finishing what you have started can also leave you with negative vibes. You feel fatigued or stressed and sometimes you don’t even know why. It is much like someone has zapped your inner power.

If that is the case, go over tasks and projects that you are currently involved in. Is there something there you know you want to finish but haven’t yet? Try to get that finished as soon as you can, you will start to feel a whole lot better.

Just be careful. Don’t think you have to finish everything you started. If a book sucks, read something else. Using this as an excuse to quit something that feels hard or unfamiliar is not a good idea but there is no law that says that everything has to be completed.

For a more instructional approach to guide you through to productivity click here.