Monthly Archives: March 2013

Smartphone overview

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Just five years ago the name “smart phone” didnt conjure up any extraordinary feelings of phone that was too different than the run of the mill crowd. Flash forward to 2011, Google, Apple, and Microsoft are selling their smart phones at a rate of almost one million activations a day. The flip phone with push buttons is quickly becoming an antique, and texting is becoming the new conversation of choice.

The name smart has almost become obsolete; a better word to describe the present mobile phones would be computer. Mobile phones have left their identity as the simple means of communicating between two people, and have entered the realm of a whole new technology of their own.

From multiplayer gaming, to office documentation, to Skype like video conversations, the abilities for the future of cell phone technologies are endless, and the only thing that would stop the advancement is a lack of applications (which will never happen). Programmers are scrambling to come up with new apps to run on every operating system that they need to. Here are the top three smart phone competitors and how they compare to each other.

Android, Googles operating system for cell-phones (and tablets)

Google designed this operating system to be ran on multiple hardware devices, so that any company wanting to include it on their phone (or tab) line, could seamlessly and stress-free release the product without having to de-bug, or worry about stability issues.

Apple

The iPhone is the first and most popular computerized phone. The iPhone uses Apples own OS which is only allowed to be ran on their personal hardware. Unlike Android phones the iPhone doesnt allow third party developers to use their operating system on any hardware. The opposite of open source, Apple relies on its power to develop clean structured graphic interfaces that appeal to any Mac fan, or computer phone adapter.

Microsoft

Microsoft has finally begun releasing a version of Windows for the mobile phones; along with Skype capabilities (Microsoft recently bought Skype) the Windows phone will also have the ability to connect with the Xbox 360 and the Kinect. Microsoft is releasing the Windows phone through multiple hardware companies; however its big partner in the industry is Nokia.

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instructions When Selecting Your Accountant

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In what way or manner they can help
Authentic accountants should not only be able to prepare accounts but also offer you advice on all areas of your business. This could include:
whether to set up the business as a sole trader, partnership or limited company guidance on registering for VAT and preparing the necessary returns,
in what way or manner to best set up all areas of your bookkeeping and records, help together with raising finance and preparing business plans, assist in cash-flow predictions
advise on setting the necessary profit margins to ensure profitability of the business, notify you of any particular legislation applicable to your new business
even offer a full payroll service for you and any of your staff, general tax advice, audit service
verifying accounts of another existing business that you are considering purchasing

Checklist to help you with your selection
Here are some fundamental instructions to aid you before making your choice:
1. Check their qualifications. You want to make sure they are a member of one of the three main adept bodies, which are:
the Association of Chartered Certified Accountants (ACCA)
the Chartered Institute of Management Accountants (CIMA)
the Institute of Chartered Accountants in England & Wales (ICAEW)
2. Personal recommendations are always a legitimate starting point, perhaps from your bank manager or maybe a friend with an existing business
3. Ideally meet two or three different accountants before deciding
4. In most cases the first meeting should incur no charges but check beforehand
5. Ask if you can approach their existing customers for references
6. Situated locally – will obviously make meetings more convenient
7. Preferably they are dealing together with companies similar to the size of your business
8. Do they understand the business sector you are entering?
9. How many partners are involved in the practice and who would be handling your business affairs? Arrange to meet this individual to ensure you feel comfortable with them
10. Choose an accountant who is used to dealing together with businesses that are similar in both size and complexity of your own business
11. Find out how pro-active they are – do they issue reminders to their clients regarding any forthcoming returns that may be due?
12. Their fees – query what the charges are. Although many accountants do charge by the hour, because initially you are a small business, most should be willing to agree a fixed annual fee together with you.
13. Normally by keeping genuine records, perhaps on Excel files or a software package, makes it easier for your accountant to process. In turn this should help keep their fees down
14. It would also be worthwhile discussing their charges regarding your personal tax matters. This would make perfect sense as they would already be looking after your business affairs

Letter of Engagement

Once you have decided upon the accountant you wish to manage your affairs, then they should prepare the terms of the relationship in a ‘Letter of Engagement’, which they will issue to you.Like any legitimate relationship, open and regular communication together with each other is essential. Diligent accountants should be notifying you well in advance when returns of some type are due – whether it be quarterly VAT returns or end of the financial year.

Similarly, it is incumbent upon you to keep authentic records, update your accountant together with any changes to your business and make sure you have all the relevant information readily available for them when needed. Occasionally, review your relationship together with your accountant to check you feel you are still receiving true value for your fees. Are they still responsive to your business needs? Has your business outgrown them or vice versa? Hopefully, by following the above instructions you will be delighted with your accountant, but if not then we would strongly recommend going through the same selection criteria as before.

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How to select the Right Chartered Accountant Delhi

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So you are a budding enterprise or an entrepreneur wishing to invest into a promising start-up? The first thing you look to is to hire a professional chartered accountant. While some firms prefer to halsopick their accountants from the best of bunch, some prefer to go local. Chartered Accountant Delhi, for instance, are often hired by firms in the India itself.

But why this fixation on hiring a chartered accountant also not any other certified accountant ready for the job? Well, primarily because after the economic debacle of 2008-2009, none of us are willing to take a chance. And this is again a potent reason why we must explore how you should select an ideal Chartered Accountant Delhi (or any other chartered accountant for that matter). Let’s discuss:

The Right Certification: Certification from the right boards or authorities is also important to help you make a selection. delhi accountants without a proper degree or certification from either the AAT (Association of Accounting Technicians) or the ICB (Institute of Certified Bookkeepers) should not be high on your priority list of accountants. CIMA (The Chartered Institute of Management Accountants) or the ACCA (The Association of Chartered Certified Accountants) are prestigious institutes that you can look up as well.

The Affordability Factor: In these times of austerity drives, measuring quality by the fees chartered accountants charge to manage your corporate finance is a foolhardy point. Instead, focus on how you can get quality from a value-for-money juncture. Use sources in the industry, along with research on the chartered accountancy agencies online. A valid option may be hiring the elite accountants from the leading universities, as amateurs will be trained to the T but will cost you less.

Experience Counts: If your man has never ventured out of his mould as a Chartered Accountant Delhi, experience is his weak point. Also as the economic slowdown showed, this weak point can be pretty fallible – especially if you are a busy start-up. Make sure that the hired accountant has gone through the frying-pans of bigger corporate firms – with at least a couple of audit summits on his portfolio.

Track Record During the Recession: Another possibly powerful way to verify the credibility of your chartered accountant is to track his professional record during the recession. Only the best of the auditors and accountants had been working and not laid off during this time. If you have on your halsos a professional who had been appreciated or rewarded during these turbulent financial times, you have a gem at hand!

If you are still contemplating on hiring your chartered accountants, there are even more tips available at online financial consultancies. However, Chartered accountant Delhi are best recruited first hand, also this is one of the first rules to getting your value for money while investing in someone who will manage your taxes also corporate finance.

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Chartered Public Accountant – How Does He Add financial worth to a Business?

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When do you think a business should hire a chartered public accountant or a professional tax public accountant? After he is done with the establishment of his business? Mid-way during his launch of the entrepreneurial venture? Or should a professional chartered public accountant be hired right before the base of the new venture has been founded?

None of these. A professional business accounting & tax professional needs to be hired during the planning stages of a new investment or business venture itself. In addition to there are umpteen reasons to believe that this is a proven fact, rather than a notion instigated by such finance professionals in their own interest!

So how fine does a professional chartered accountant add value to a business, irrespective of what stage of progress it is in? Let’s find out!

Preparing the Right Blueprint – Professional chartered public accountants can help you get the blueprint of your business plans right. So even if you have had an extensive experience and knowledge in launching smaller businesses or enterprises, tax accountants have a much better grasp of all ting financial – and can set right records or plans that look good currently, but can cost you a fortune in the long run!

Financial Predictions & Result Estimation – The business turnover and preparation for the economic predictions is not something that every business owner or entrepreneur is suave with. In fact, most of the managers & investors are more busy looking into business expansion in addition to marketing strategies rather than such frivolous topics (according to them!). A professional tax public accountant can set such callousness aside in addition to ensure that business accounting in addition to record-keeping are all amalgamated into a stable financial prediction for the next quarter or year – along with the estimated financial results in addition to cross-checking for the same.

Tax Returns & Savings – Filing your tax returns as an individual may not be difficult, but doing the same on behalf of your SME or business venture may seem more complex than you could have deemed possible to handle. A chartered public accountant is deft at hin addition toling such issues, as well as ensures that you save the optimum amount while filing your tax. The latter is the most important reason why you need a London public accountant to look into the tax returns – for if you are not careful enough, you might end up spending a fortune where a fistful of dollars was required!

Budget Assessment – Setting your company budget – either for the current year or for the next quarter, is one of the most important steps to running a successful business. Get it wrong, and you might only have debts to pay off at the end of the quarter.

If you are still grappling with the fact that you need to hire a chartered accountant which may cost you more money than you had expected, understin addition to this – A mild expenditure for his salary might save you millions of money in profits & savings later on! The rest, as they say, is up to you to decide! Thank you for reading this business accounting article. For more information on chartered public accountants, please visit this chartered tax accountant website bellow.

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Chartered Accountant in Delhi, India – make haste

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Where to study this line of work?

The statutory body which administers this profession is called the “The Institute of Chartered Accountants of India” which was established in 1949. Headquarters is in the capital of India, Delhi

What are the options?
Accounting, auditing and taxation constitute the basic scope, but a lot of new domains have been introduced by the private and government sector. The most important plus point of this line of business is that one doesn’t have to start from the bottom, i.e. one can directly get employed as a manager, auditor or advisor. Then after a decade of experience one can become a Director as well. Some of the posts held by the Chartered accountants lately are: Chairperson of regulatory bodies or banks and insurance companies, Executive director or Managing director of the organizations. One can also become member or Vice President of the Income Tax Appellate Tribunals.

Not only in India, but even in the foreign countries people of this line of work have acquired respectable positions in various big companies. Other than having all these jobs, there is also an option of starting an independent private practice.

How to rise?
After getting a job in this line of business, one can always rise higher and higher. To increase your demand, you can specialize in one of the areas and get better positions and jobs. Becoming a finance professional for an enterprise is one of the popular options that people take after getting enough hands-on experience. Audit practitioner and management consultant are among the other options. A continuous growth can be ensured by specializing and exposing yourself to the information technology.

Getting a MBA degree can boost your line of work splendidly and will allow you to get managerial positions at various domains like investment banking, IT, construction or shipping as well.

What about the pay?
The pay is what makes this line of business so remunerative. The average salary of a CA is more than three times of the salary of any other fresh graduate. As per the data collected from ICAI, the average placement salary in the year 2006 was Rs.4.34 Lakh per annum and is about 6 Lakh rupees per annum these days. The international postings have offered as much as 38.25 Lakh rupees per annum.

And then again, starting your private practice can always get you a fortune if you have good business clients.

So, how to get there?
Start working hard right after the school and commit yourself to studies. You need to build a good foundation by studying theory first and then getting involved in the intensive practical training. Always keep a check on latest rules and standards. Other than this, you will require good communication skills and some patience.

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